The Chase Freedom card is a solid option for many people because:
- With no annual fee you can keep it open forever, helping your credit score because of the longstanding open credit.
- They offer a rotating set of 5% cash back categories each quarter
- If you have a Chase Sapphire Preferred, Chase Ink Plus and/or Chase Ink Bold, you can transfer your Freedom points to Ultimate Rewards
They’ve generally offered $100 cash back (10,000 points) after $500 spend in 3 months, but an offer came out today for $200 cash back (20,000 Ultimate Rewards points if you have the cards mentioned above) after you spend $500 in 3 months.
If you haven’t gotten a Chase card in your last churn, this is a great option. Sure, we used to see 35,000 point bonuses on occasion, but it’s been ages. I would jump on this one if you’re considering your churn.