I interrupt my 182-part series on drinks you can buy at Starbucks with your SPG Amex (#78: Venti Latte, half-decaf, extra hot, shot of sugar free vanilla — only 1,312 of those and it’s a free night at the Four Points Los Angeles Airport!)…
Until last weekend you could churn American Airlines Citi credit cards, getting 2 personal cards in 8 days, along with business cards sprinkled in. Unfortunately according to this FT thread, those days are over.
You can now get 1 personal card, likely every 18 months. You can get a business card 65 days after your personal card (or vice versa). People are saying they can still churn the business card (95 days apart), but YMMV on that.
This is the situation we had been in for a year or so until the 8-day thing happened earlier this year. Sure, it’s a bummer….but you can get that 50k AA personal card and the 50k business card and rack up some points – and do that again in 18 months for the personal card. If you are planning to churn the business card more often, people are suggesting you close the prior business card. I don’t like doing that unless it’s been open 11 months. I’m going to stay conservative here and do 1 business card a year.
The Business MC is same terms – 50k points after $3k spend in 3 months, $95 fee waived first year.