I was just sitting here thinking about how I could throw together another credit card list that includes links to the Chase Sapphire Preferred card, the Amex Starwood card, the Amex PRG card, and the Ink Bold® Charge Card (Top 10 Credit Cards for Cat Lovers! What Cards to Use if You’re Planning on Buying a loaf of bread! A Reader Asks: Can you list 4 credit cards?).
But then I thought, what might be more interesting is to list the best current unadvertised credit card signup bonuses. These have been scattered around for a while, but it’s easy to forget about them. Sure, none of these earn me a commission, but don’t worry – I make it up on volume. (Speaking of which, the Chase Ink Plus just became commissionable, so don’t be shocked if you see a writeup or two about it…I wrote about it last week before it earned a commission…just saying).
United Airlines Explorer Card
Offer: 50,000 Mileage Plus miles after $1,000 spend in 3 months. 5,000 miles for adding authorized user. $95 annual fee waived first year. When I sign in with my account, I don’t see the offer (perhaps because I have the United Club card), but when I sign in with my wife’s account, this offer appears. Regular offer is for 25,000 miles after first use.
Southwest Rapid Rewards Plus Business Card
Offer: The personal card is widely available with 50,000 points after $1,000 spend in first 3 months, but this business version of the card is pretty unpublicized. You’ll get 50,000 Rapid Rewards points after first purchase (worth about $833 of travel). $69 annual fee not waived. You can get this card and the personal card and grab both bonuses.
Mercedes-Benz American Express Platinum
Offer: 50,000 Membership Rewards points after $1000 spend in 3 months. Includes lounge access and $1,000 towards a Mercedes. $475 annual fee. Regular Amex platinum offers 25,000 MR points after $2,500 spend.
Priority Club Visa
Offer: 80,000 Priority Club points after first use. Free night e-certificate. No fee first year, $49 thereafter. Regular offer is for 60,000 points.
Marriott Rewards Premier Visa
Offer: 70,000 bonus Marriott Rewards points after first purchase. One free night upon approval, one free night when you renew. 15 Elite credits. No fee first year, $85 after. Regular offer is for 50,000 points. THIS OFFER HAS DIED. The new best offer is 50,000 points after first purchase, a $75 credit, a free night at a category 1-4, and 15 Elite credits.
Citi Hilton Hhonors Card
Offer: 50,000 Hhonors points after $1,500 spend in 6 months. No annual fee. Includes Silver Elite status. Regular offer is 40,000 points.
Amtrak Guest Rewards Card
Offer: 32,000 Guest Rewards points after first purchase (transfers to 50,000 Hilton Hhonors points if you spend $200 on the card). Regular offer is 12,000 points.
And perennial favorite, American Airlines AAdvantage cards (using the two-browser trick: Most people apply for both at the same time using 2 different browsers. In other words, fill out the Visa application in Firefox and the Amex application in Internet Explorer and hit submit at the same time.)
Aadvantage Business Visa
Offer: 50,000 Aadvantage miles after $3,000 spend in 4 months. Plus, $100 statement credit after AA purchase and a companion ticket.
(I was going to include the 70,000 point Ritz Carlton card, but sadly it died at the end of July)