Best Credit Card Bonuses with No Minimum Spend Required

We’ve all seen the crazy number of great credit card signup bonuses this year, but lots of people struggle with meeting the minimum spend on some of the cards. So, with that in mind, I thought I’d put together a chart of the best credit card bonuses that don’t require any minimum spend.

As always, place any corrections or additions in the comments and I’ll update the chart.

(If you missed my earlier chart of airlines that charge fuel surcharges on award tickets, you can view it here).

Credit CardBonusOther BenefitsAnnual FeeIssuing Bank
Priority Club Select Visa60,000 points with first use.- No foreign transaction fees
- Free night certificate after 1st year
- 10% rebate on points redemption
- Gold Elite Status (basically meaningless)
First year waived, $49 thereafter.Chase
US Airways Premier World MasterCard40,000 miles with first use- Two $99 Companion Tickets
- 10,000 miles toward status
- 1 free club pass
$89Barclay
Alaska Airlines Visa Signature Card25,000 miles with enrollment, though reportedly if you call 800-654-2584 you can get 40,000 miles.- $99 companion ticket (this is good for first class tickets to Hawaii, as Gary at VftW points out)$75Bank of America
Gold Delta SkyMiles American Express Card20,000 bonus miles on enrollment (plus 2,500 for adding each of 2 add'l cardholders)First year waived, $95 thereafter.American Express
Hawaiian Airlines Visa Signature Card (Bank of America)20,000 miles after first purchase (additional 15,000 miles after $1,000 spend)- Transferable to Hilton at 1:2$79Bank of America
Hawaiian Airlines Visa Signature (Bank of Hawaii)20,000 miles after first purchase (additional 15,000 miles after $1,000 spend)- Transferable to Hilton at 1:2$79Bank of Hawaii
Virgin Atlantic Express Card from Bank of America20,000 miles after first purchase (25,000 additional miles after $2,500 in spend + 5,000 for adding user)$90Bank of America
LANpass Visa20,000 miles with first purchaseFree first year, then $45 (Visa) or $70 (Visa Signature)US Bank
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  1. I already have the Continental OnePass plus card. Can I still apply for the United MileagePlus and get that bonus, too? I guess that might not be a bad idea.

    Should I hold off to see if the offer from MileagePlus gets better? Or will my Continental card be rolling into United soon and prohibit me from getting the additional card?

    • As long as you never had the previous United credit card, you should be fine.

      If you’re in no rush, you may want to wait. There’s been all sorts of rumors about additional points.

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